We Like to Say YES!

Lowest rates for excellent applications.

Please note: We do NOT have access to short term personal loans under $5000. Our personal loans are available for amounts over $5000 if you are a paid employee with minimum 3 months employment. We are NOT a Payday Type Lender.

Approving Loans – It’s What We Do!

Cover the costs of those big purchases with an affordable, easy-to-obtain loan from Western Finance.

Life can be costly. It often it makes sense to spread the cost of things like cars, business start-ups, holidays, and other big purchases over some time instead of paying it all out in one go. Which, let’s face it, is something we all dislike doing and causes stress in itself.

Western Finance takes the pain out of getting a loan. We’ve developed a quick, simple, and hassle-free procedure to get you approved and loaned-up faster than a gingerbread man can run!

All you need to do is fill out our form, submit it, and you’re away.

We’ll get back to you with our lender’s terms, your loan details, and all the niggly bits you need to know.

Free Assessment!

Get your free assessment here.

Get Your Free Assessment Today!

It’s quick and easy. Give us a call now.

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Loan Services

Let’s get you a loan! Know more what you exactly need and what we can offer.

Car Loan

Personal Loan

Business Loan

Bad Credit Loan

Pensioner Loan

Other Loans

Why Choose Us?


We won’t break your bank.

We work hard to find you the most competitive loan available to match your application, making it easier and more cost-effective to spread the price of that big purchase over time.


We work with agility.

It’s our passion. We don’t hang around doing unnecessary things everyday. WE ARE ON IT! Our daily focus is on getting you approved for your loan as quickly as possible.


We help you reach your goals.

We don’t judge. Not ever. All you will find from your time with us is encouragement, friendliness, and a kick-ass team with a keen willingness to help.


We keep hold of your savings.

We understand everyone’s need of financial assurance through savings. So, during life emergencies, you have something ready for yourself or your family.

Discover More!


We finance assets anywhere in Australia.


Our relationships with our panel of lenders allow us to negotiate your interest rate.


We make the complex pre-approval and application process easy.


We receive hundreds of love letters from our customers.


Here’s what our happy clients had to say about our services:

They helped me when nobody else could and made the process extremely easy for a person getting finance for the first time.
Great team, great service would recommend to anyone.

Michael Phillips

Karin was absolutely wonderful. Nothing was ever too much trouble no mater what the problem or what time it was, she was there every step of the way. Even after the sale when the dealership were giving me grief. Wonderful person to deal with. Highly recommend.

Leanne Campbell

Karin is the best. She helped me to get all the information and kept me in the loop the whole time. She even asked me only today if I am still happy with my car and the service provided.

Jodi-lee Hetherington King

If you are after honestly and a smooth sailing ship, you need to reach out to Karin. The whole experience was well structured and the communication was a 10/10. Karin went out of her way to help us which absolutely amazed Ryano and myself. Thank you so much for everything and we will definitely be using you in the future if need be.

Jess Frelek

Karin has gone above and beyond to help me get finance and couldn’t be more grateful! thank you for your hard work and also patience with me over the last few days lol definitely recommend and you have 5 stars from me definitely.

Paul Ferrin

Where to start honestly outstanding since my very first enquiry all the headache I caused not once did they give up answered absolutely every question I had I dare to say it has been the most pleasant dealing with a business I have EVER had to date I highly recommend and will definitely be using this company AGAIN in the future once again team thank you so much for everything you have done for me

Dallas Mann

Karin did everything she said she would do by helping me get behind the wheel my newly acquired Nissan Xtrail. Very happy with the outcome and I cannot thank her enough for everything she did . She kept me well informed of how things were going and was an absolute pleasure to deal with. Trust me when i say, Karin is an angel and thanks to her i go pick up my car tomorrow.

Jason Kirkham

Super fast to communicate and assist with finance application. Karin was so helpful all the way through the application process and made is less stressful. Very happy with her service and extremely happy with my vehicle purchase. Thank you !!!! Cannot recommend you enough.

Lanelle Dukes

I recently needed to get a car urgently. My car dealer put me onto Karin who was with me every step of the way. As I’m away and on the road during the week she was super patient with me while I tried to get paperwork to her. She contacted me daily to let me know how my application was going. I would definitely recommend these guys especially Karin to anyone needing their service. Thanks for making a stressful time a much easier.

Cherie Gaites

Couldn’t recommend them any higher. I was stuck in a rut and almost without a car which would have left me without a job and therefore a house and everything iv worked so hard for. Within a week and thanks to Karin i had a small loan approved to purchase a car, she kept me in the loop with everything that was going on and got me the best possible deal she could. Massive thanks and thumbs up to western finance and Karin for the helping me out. 100/10 stars ⭐️

Shane Bruce Connolly